Refinance, "At first I was skeptical, but loanDepot took the time with me and refinanced my home so I can afford to stay in it. Best decision we ever made was going with loanDepot, they are the best. loanDepot's headquarters are in Foothill Ranch, CA with Retail, Consumer Direct, Wholesale, Affinity and servicing operations across the nation. Let us help you find a loan consultant that’s right for you. We may be national in scope, but we’re very local in our approach. Check for reviews and ratings to learn more about loanDepot Mortgage on CreditKarma.com before making a decision on a mortgage lender. ", Jessica R. Yes, loanDepot is a reputable lender. All the listed benefits are extracted from job descriptions, reviews, and Q&A posted on Indeed. Delivering a digital mortgage experience that enables you to be served quickly and easily is our top priority. The paperwork was all electronic and all my questions were answered in minutes. 6. They have the lowest APR I found anywhere! Forget scrambling for paper files, we can seamlessly and securely collect your income, employment and asset information without breaking a sweat. Not recommend for anyone. ", Jenifer P. Our company’s growth reflects the success of our customer-centric approach. We want to be your lender for life, which is why we offer a wide variety of loan products, enabling our loan officers to find the ideal loan solution for your current and future financial needs. The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time. Here at loanDepot, we value the safety and health of our customers. Our goal is to provide you with an exceptional level of care as we assist you in achieving your financial goals. You, our valued customer, are always our top priority. First, we'll need to gather some basic information. A top-10 lender in refinance loan volume, loanDepot also offers a variety of purchase and renovation home loans. loanDepot Lifetime Guarantee ("Guarantee")  —  Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate. This is a very important objective question, I hope you believe that you will be, but what you need to get your balance mortgage, and the parameters can work on the floor for some different situations. LoanDepot.com. loanDepot.com, LLC, NMLS # 174457. The company has funded over $212 billion in loans, which it … (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. - … Based in Southern California, loanDepot was founded by lending industry veteran Anthony Hsieh. **LoanDepot** I have attempted to call your support number numerous times and was left on hold for too long. For future loans meeting the above requirements and which are successfully closed, the appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. Click below for more information on how we can help. Now it's not. Future applicants must contact loanDepot directly via the website: www.loandepot.com/MyGuarantee or via telephone (877-395-7381) to qualify for the Guarantee. Our company’s growth reflects the success of our customer-centric approach. “Lender fees” do not include discount points associated with the loan transaction. loanDepot is located at 407 Atlantic Ave, Brooklyn, NY 11217, USA. LoanDepot is both an online and in-person lender with more than 150 branches nationwide. loanDepot | 32,333 followers on LinkedIn. LoanDepot CEO Anthony Hsieh tells Employees To Quit Whining And Complaining. Terms and conditions are subject to change without notice. With mello smartloan™, it's not. While the situation is fluid and fast-moving, we are actively monitoring available information that could impact our customers, as we continue to … They originate conventional adjustable and fixed-rate mortgages, government-backed FHA and VA loans, and Jumbo loans. 1:15. The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. Refinance disclosure - By refinancing the existing loan, the total finance charges may be higher over the life of the loan. Buying a House, "Fast, excellent service, and very efficient. I kept all evidence in my file for just in case if my personal information leaks. Founded in 2010 and headquartered in Foothill Ranch, California, LoanDepot is a company that sells mortgage and non-mortgage lending products. The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division. ", Steven M. There is debt interest to make sure you can meet new money with revision debt. LoanDepot reprocessed and rescheduled for closing for me without any adjustment from what I already paid at the previous closing after I requested for several times via emails, portal messages. LoanDepot Mortgage, Therefore, they have access to financial documents … Click here to learn more. LoanDepot is a lender that offers home loans, refinancing programs and other home-related mortgage services. loanDepot is a nonbank, direct mortgage lender licensed in all 50 states, with $30 billion generated in home purchases. loanDepot is regulated by the Consumer Financial Protection Bureau and all 50 States and is an approved seller and servicer for Fannie Mae, Freddie Mac, FHA, VA and Ginnie Mae lending products. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote. The Guarantee may only be used by submitting an application directly to loanDepot. They were also able to give me a personal loan. We may be national in scope, but we’re very local in our approach. LoanDepot Wikipedia Before your lender determines your credibility, you have to meet many criteria. The Guarantee may only be used by submitting an application directly to loanDepot. loanDepot is committed to assisting our customers who may find themselves impacted by COVID-19. loanDepot Lifetime Guarantee ("Guarantee")  —  Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate. And, thanks to the loanDepot Lifetime Guarantee*, the next time that you refinance with us, you will not pay any lender’s fees. LoanDepot is a direct lender based in Southern California that was founded in 2010. I am so glad we received a call from loanDepot. To view legal disclosures and important notices, please click the following: Use tab key to navigate between radio buttons. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan. For Guarantees issued on or after January 1, 2019, the Guarantee may not be redeemed within 12 calendar months of the Date Issued. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote. Please contact the employer to … David M. We are no way affiliated with better business bureau or yelp reviews platform. NMLS#174457 - NMLS Consumer Access Site opens in new window |, ©2009-2020 loanDepot.com, LLC   all rights reserved. To view legal disclosures and important notices, please click the following: Use tab key to navigate between radio buttons. With loanDepot, I wouldn't hesitate to take this same approach on the job if I found a better way of doing things." Since launching in 2010, loanDepot has become the second-largest non-bank consumer lender and the fifth largest retail mortgage originator. loanDepot is the nation's fifth-largest retail mortgage lender and second-largest nonbank consumer lender. Origination fees are flexible, commonly falling between 1% and 5%, depending on the loan grade. Today our nationwide team of 9,000-plus members assists more than 25,000 customers each month. Individuals pictured may not be that of the endorsers and is for display purposes only. Applying for a mortgage shouldn't be complicated. Refinance disclosure - By refinancing the existing loan, the total finance charges may be higher over the life of the loan. About loanDepot. For future loans meeting the above requirements and which are successfully closed, the appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. On top of the company’s online lending platform, there is also a range of physical locations that customers can use to apply for loans in person. | About loanDepot: loanDepot offers home purchase and refinance loans nationwide. NMLS#174457 - NMLS Consumer Access Site opens in new window |, ©2009-2020 loanDepot.com, LLC   all rights reserved. Everyone I dealt with was very kind. Headquartered in … It offers a range of consumer credit products, such as home loan products, home equity loans, unsecured personal … If LoanDepot’s origination fee comes in around the 1% mark, it’s a pretty fair price — but it could fall between 1% and 5%, which is a pretty big jump. To achieve that, we’ve assembled the best team in the industry, who will provide you with the expert guidance you seek throughout your mortgage journey. LoanDepot is an online lender operating in all 50 states with more than 150 in-person branches and more than 2,000 licensed loan officers. loanDepot’s easy-to-use calculator puts you in charge of estimating your mortgage payment. (Points include any origination, discount and lender fees.) Now that’s SMART! The company operates direct, retail and wholesale business channels. Useful. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee. loanDepot Employee Reviews - Q3 2018 - Duration: 1:15. Share. Founded in 2010, LoanDepot enables borrowers to secure mortgages entirely with digital documentation, its website shows. ", Merry B. Click here pdf document opens in new window to learn more. The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division. The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time. LoanDepot, sometimes stylized as loanDepot, is a Foothill Ranch, California-based holding company which sells mortgage and non-mortgage lending products. Describe a difficult problem and how you approached it. Introducing mello smartloan™, the SMART way to mortgage. Testimonial disclosure — Compensation was not paid in exchange for any testimonial on this site. “Appraisal fee” includes only the fee associated with the first appraisal on the loan transaction and does not include any ancillary appraisal fees that may be charged in connection with the loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). Interviewers at loanDepot like to see employees coming up with creative solutions. For Guarantees issued on or after January 1, 2019, the Guarantee may not be redeemed within 12 calendar months of the Date Issued. Most recently, we donated $1M to support individuals, families and children directly impacted by the COVID-19 pandemic, as well as first responders, healthcare workers and support personnel. Founded in 2010 by mortgage industry innovator Anthony Hsieh, our company is focused on creating a straightforward mortgage experience that meets—and exceeds—your expectations. Description. You've already flagged this Reply from loanDepot. Your confidence in us and satisfaction with our service are at the heart of everything we do. Future applicants must contact loanDepot directly via the website: www.loandepot.com/MyGuarantee or via telephone (877-395-7381) to qualify for the Guarantee. loanDepot is committed to assisting our customers who have been financially impacted by the coronavirus. Very sloppy work and many errors. Reply. loanDepot is committed to assisting our customers who have been financially impacted by the coronavirus. loanDepot’s powerful savings tool will assess your options instantly. 25K likes. {{ productKicker }}: {{ formStep }} of {{ totalSteps }}. loanDepot is a retail mortgage lender that provides residential loans. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan. In just minutes, we’ll be able to tell you how much you can save in time and money on your loan. Click to learn how we can help. Catch the latest industry changes, get the 4-1-1 on mortgage basics, and keep up with the latest news from loanDepot and partners. Great service is just around the corner with helpful mortgage information and valuable resources to make buying your home quick and easy! In our first decade alone, we’ve grown to become the nation’s fifth largest retail mortgage lender and the second largest nonbank retail originator, funding more than $248 billion since inception. Comparably 169 views. The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs and down payment assistance programs. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee. Find out if you're approved in a matter of minutes! The paperwork was all electronic and all my questions were answered in minutes telephone ( 877-395-7381 to! And second-largest nonbank consumer lender and the fifth largest retail mortgage originator been impacted! 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Tells employees to Quit Whining and Complaining ©2009-2020 LoanDepot.com, LLC all rights reserved did a great job me!